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But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and will give you a complete account of the system and expound the actual teachings of the great explore

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Comfort Retirement Services

Comfort Retirement Services

Every person wants to live an independent life even after the retirement. If you too have this wish then retirement planning should be on your priority list. We are actually so busy in our daily lives that we forget to make plans for our retirement. A person should start planning for the retirement as early as possible. You should start planning for your retirement as soon as you earning. It is important that you keep your retirement planning on the priority list so that your dependent family does not suffer after your retirement.

Why is it important to plan for retirement?

It is important that a person does retirement planning as early as possible (/financial-tools-calculators/pension-calculator/). When you start your savings early then you are able to accumulate sufficient funds for your retirement. Let’s understand this with the help of an example: A person named A started saving when he was 30 years old and he used to save Rs. 7,500 every month. After 30 years when he will turn out to be 60 years old, he would have already accumulated Rs. 75 lakh (assumed a compounded annual growth of 8 percent). There is another person named B who started saving late at the age of 40 years then he was able to accumulate Rs. 30 lakh only for the retirement. Just because B was 10 years late he was not able to build a corpus like A. That is why it is important that you do retirement planning in your early days. The very first rule is that you should start saving as early as possible in order to accumulate sufficient funds. Some people who spend extravagantly find this rule hard. But for most of the people, it is one of the easiest rules. Life is very uncertain as you do not know what is going to happen next. If your family is dependent on you then your retirement and your illness can affect the financial stability in the family. So, you should do proper retirement planning once you start earning.

Check out some of the points that will make you believe that retirement planning is important:

You may face many financial obstacles in your future than your present or past:

You cannot predict what is going to happen next; you can just hope for the best. You cannot also ignore the uncertainties that may arise in the future. You may experience financial hardships in the future which makes a point to start with retirement planning at the earliest. Many people do not plan for their retirement then they realize it later when it is too late.

Retirement is the ideal time to check off the bucket list:

People are not able to fulfill their many dreams due to the shortage of time and responsibilities. People have a long list of places to explore and things to do and experience. Retirement is the best time to check off the bucket list. After retirement, you have a lot of time and you can freely explore many places and try new things as you do not have any tension of workplace. This is the best time as you can accomplish your goals with your retirement funds.

Your family is dependent on you:

If your family is dependent on you then your retirement can affect them. On the other hand, if you will have sufficient retirement fund then you will be able to fulfill all the wishes of your family. Your family will be able to live a happy and good life.

You want to be independent even after your retirement:

Every person wants to be independent even after the retirement so that they can live their life happily with the freedom. Retirement planning would help you to be not a burden on your family to whom you love the most. If you will have sufficient funds for your retirement then you will become a responsibility on your child. No one wants to do that. With the sufficient funds than you can also help your family when they face a tough time.

To contribute to your family:

If you want to gift something big to your family then your retirement funds can help you to do that. You may want to go on a vacation with your family after the retirement. You can easily fulfill this wish of yours with your funds. Your family would love this gift of yours as nothing could be better than this. You may also give a wonderful gift to your children or grandchildren. This token of love would ensure your children that you will be there for them no matter what.

The average life expectancy is increasing:

You should do retirement planning as the average life expectancy is increasing than before. There was a time when the average life expectancy was low but the things have changed now. The average life expectancy is around 80 years nowadays. In order to live a longer life, people need more retirement funds. That is why it is important that you start retirement planning as early as possible. You will have more retirement funds if you would start saving early. That is why you should plan early so that you can have more retirement funds with you.

You cannot work always:

As you grow, it becomes hard for you to do some task as your stamina decreases. Many people say that they do not want to save for their retirement as they will work forever but it is no excuse for not doing retirement planning. If you will not have retirement funds then you may get stuck in your work forever plan. Retirement is the best time to enjoy the life as you get free from a lot burden and responsibilities. In the absence of retirement funds, you may not be able to live a good and healthy life.

Retirement Funds :- [ Comfort Retirement ] ( Tax Benefit US 80 C , Lock Period - 5 Years )

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.